92ph Terms & Conditions

1. Acceptance of Terms

By accessing or using the 92ph platform — including the website at 92ph.one, any associated mobile interfaces, and all games, features, and services offered therein — you acknowledge that you have read these Terms and agree to be legally bound by them. These Terms apply to all visitors, registered users, and any other persons who access or use the 92ph platform.

92ph reserves the right to update, modify, or replace any part of these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the 92ph platform following the posting of any changes constitutes acceptance of those changes. It is your responsibility to review these Terms periodically.

These Terms should be read in conjunction with the 92ph Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the overall agreement between you and 92ph.

2. Eligibility Requirements

Access to and use of the 92ph platform is subject to the following eligibility requirements, all of which must be satisfied at the time of registration and on a continuing basis throughout your use of the platform:

• Age: You must be at least 21 years of age to register and use 92ph. This requirement is mandated by Philippine law and PAGCOR regulations. 92ph strictly prohibits access by persons under 21 years of age. By registering, you represent and warrant that you are 21 years of age or older.
• Jurisdiction: You must be physically located in a jurisdiction where online gaming is lawful. It is your sole responsibility to ensure that your use of 92ph complies with the laws applicable in your location.
• Legal Capacity: You must have full legal capacity to enter into a binding agreement. Persons who have been declared legally incapacitated or who are under guardianship may not register.
• Single Account: Each individual may hold only one registered account on 92ph. The creation of multiple accounts by the same individual is strictly prohibited and may result in the suspension or permanent closure of all associated accounts.
• Self-Exclusion: You must not be subject to a self-exclusion order or voluntary exclusion agreement with 92ph or any other gaming operator at the time of registration or use.

92ph reserves the right to request documentary proof of eligibility at any time. Failure to provide satisfactory documentation may result in account suspension pending verification.

3. Account Registration & Security

To access the full range of 92ph services, you must create a registered account. During registration, you agree to provide accurate, current, and complete information as prompted by the registration form. You further agree to maintain and promptly update your account information to keep it accurate, current, and complete.

You are solely responsible for maintaining the confidentiality of your 92ph login credentials, including your username and password. You agree to notify 92ph immediately of any unauthorized use of your account or any other breach of security. 92ph will not be liable for any loss or damage arising from your failure to comply with this security obligation.

• Do not share your 92ph login credentials with any third party.
• Do not allow any other person to access your 92ph account.
• Use a strong, unique password that is not used for any other online service.
• Enable two-factor authentication (2FA) where available for additional account security.
• Log out of your account after each session, particularly on shared or public devices.

92ph reserves the right to refuse registration, suspend, or terminate any account at its sole discretion, including where it suspects that the account is being used fraudulently, in violation of these Terms, or in a manner that may harm 92ph or other users.

4. Deposits, Withdrawals & Payment Methods

92ph supports the following payment methods for deposits and withdrawals by Filipino players: GCash, PayMaya (Maya), and bank transfers via major Philippine banks including BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Debit card transactions may also be supported subject to availability.

Prohibited Payment Methods: In compliance with Philippine regulations, 92ph strictly prohibits the use of credit cards for gambling deposits. The use of any cryptocurrency — including but not limited to Bitcoin, Ethereum, USDT, or any other digital asset — for deposits or withdrawals is also strictly prohibited.

All transactions on 92ph are denominated in Philippine Peso (PHP / ₱). Minimum and maximum deposit and withdrawal amounts are subject to the limits displayed within your 92ph account at the time of the transaction. These limits may vary by payment method and account verification status.

• Deposits are generally credited to your 92ph account within minutes of confirmation by the payment provider.
• Withdrawal requests are processed subject to identity verification and any applicable bonus wagering requirements.
• 92ph reserves the right to conduct enhanced due diligence on large transactions in accordance with applicable anti-money laundering regulations.
• Funds deposited into your 92ph account must be used for gaming purposes and may not be deposited and immediately withdrawn without gameplay activity.

All financial transactions on 92ph are processed through secure, encrypted channels. 92ph does not store complete payment instrument details on its servers.

5. Bonuses, Promotions & Wagering Requirements

92ph may offer bonuses, free spins, cashback, reload promotions, and other incentives to registered players from time to time. All bonuses and promotions are subject to specific terms and conditions that will be communicated at the time the offer is made. These specific terms are incorporated into and form part of these Terms.

Unless otherwise stated in the specific promotion terms, the following general bonus conditions apply to all 92ph promotions:

• Wagering Requirements: Bonus funds are subject to wagering requirements before they may be withdrawn. The applicable wagering multiplier will be stated in the promotion details.
• Eligibility: Bonuses are available to eligible registered players only. 92ph reserves the right to determine eligibility at its sole discretion.
• One Bonus at a Time: Unless otherwise specified, only one bonus may be active in your 92ph account at any given time.
• Expiry: Bonus funds and free spins expire within the timeframe specified in the promotion terms. Expired bonuses are forfeited without compensation.
• Abuse: 92ph reserves the right to void bonuses and winnings derived therefrom where it determines, in its sole discretion, that a player has engaged in bonus abuse, collusion, or any other form of fraudulent activity in connection with a promotion.

92ph reserves the right to modify, suspend, or discontinue any promotion at any time without prior notice, subject to honoring commitments already made to players who have met the applicable conditions.

6. Gameplay Rules & Fair Play

All games available on the 92ph platform are governed by individual game rules, which are accessible within each game interface. By participating in any game on 92ph, you agree to be bound by the applicable game rules in addition to these Terms.

92ph is committed to providing a fair gaming environment. All games on the 92ph platform use certified random number generators (RNGs) or, in the case of live dealer games, real physical game equipment operated by trained dealers. Game outcomes are not influenced by 92ph or any third party.

• Players are responsible for understanding the rules of any game before placing a wager.
• In the event of a discrepancy between the game display and the 92ph server records, the server records shall prevail.
• Technical malfunctions void all pays and plays. 92ph will not be liable for losses resulting from technical errors beyond its reasonable control.
• 92ph reserves the right to void any bet or game round where it determines that a technical error, software malfunction, or human error has materially affected the outcome.

7. Prohibited Conduct

The following conduct is strictly prohibited on the 92ph platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities where applicable:

• Providing false, inaccurate, or misleading information during registration or at any other time.
• Registering or using an account on behalf of another person without their explicit consent.
• Using automated software, bots, scripts, or any other artificial means to interact with the 92ph platform.
• Engaging in any form of collusion, chip dumping, or coordinated play designed to gain an unfair advantage.
• Exploiting software bugs, errors, or vulnerabilities. Any such vulnerabilities must be reported to 92ph immediately.
• Engaging in money laundering, fraud, or any other illegal financial activity through the 92ph platform.
• Attempting to reverse-engineer, decompile, or otherwise tamper with any 92ph software or systems.
• Harassing, threatening, or abusing other players or 92ph staff through any communication channel.

8. Responsible Gaming

92ph is committed to promoting responsible gaming practices. We recognize that gambling can become problematic for some individuals, and we provide tools and resources to help players maintain control of their gaming activity.

• Age Restriction: 92ph strictly enforces the 21+ age requirement in accordance with Philippine law. Underage gambling is illegal and will not be tolerated.
• Deposit Limits: Players may set daily, weekly, or monthly deposit limits from within their 92ph account settings. Limits take effect immediately when reduced and after a cooling-off period when increased.
• Session Limits: Players may set time limits on their gaming sessions to help manage the amount of time spent on the platform.
• Self-Exclusion: Players who wish to take a break from gaming may request a temporary or permanent self-exclusion through their 92ph account settings or by contacting 92ph support. Self-exclusion requests are processed promptly and are binding for the duration selected.
• Reality Checks: 92ph provides periodic session reminders to help players stay aware of the time and money spent during a gaming session.

For additional support, players are encouraged to seek assistance from professional responsible gaming organizations. 92ph support is available 24/7 to assist players who wish to activate any responsible gaming tool.

9. Intellectual Property

All content on the 92 ph platform — including but not limited to text, graphics, logos, game interfaces, software, and all other materials — is the property of 92ph or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 92ph platform solely for your personal, non-commercial entertainment purposes.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the 92ph platform without the prior written consent of 92ph. Any unauthorised use of 92ph intellectual property may result in account termination and legal action.

10. Limitation of Liability

To the maximum extent permitted by applicable law, 92ph, its directors, officers, employees, affiliates, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or service interruption, arising out of or in connection with your use of or inability to use the 92ph platform.

92ph's total aggregate liability to you for any claim arising out of or relating to these Terms or your use of the 92ph platform shall not exceed the total amount deposited by you into your 92ph account in the thirty (30) days immediately preceding the event giving rise to the claim.

The 92ph platform is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. 92ph does not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components.

11. Privacy & Data Protection

92ph collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at /privacy-policy. By using the 92ph platform, you consent to the collection and use of your personal data as described in the Privacy Policy.

92ph implements appropriate technical and organisational measures to protect your personal data against unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and 92ph cannot guarantee absolute security.

92ph may be required to disclose your personal data to regulatory authorities, law enforcement agencies, or other third parties where required by applicable law, including in connection with anti-money laundering obligations and PAGCOR reporting requirements.

12. Amendments to These Terms

92ph reserves the right to amend, update, or replace these Terms at any time. When material changes are made, 92ph will update the "Last Updated" date at the top of this page and, where practicable, provide notice to registered players via email or an in-platform notification.

Your continued use of the 92ph platform after any amendments have been posted constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the 92ph platform and may request account closure by contacting 92ph support.

13. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms or your use of the 92ph platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute with 92ph informally by contacting 92ph support. 92ph will make reasonable efforts to resolve disputes amicably within thirty (30) days of receiving written notice of the dispute.

Nothing in this clause shall limit 92ph's right to seek injunctive or other equitable relief in any court of competent jurisdiction where necessary to protect its intellectual property rights or prevent irreparable harm.

14. Contact Information

If you have any questions, concerns, or complaints regarding these Terms or the 92ph platform, please contact the 92ph support team. Our support team is available 24 hours a day, 7 days a week.

You may reach 92ph support by email at: [email protected]

Please include your registered username and a clear description of your query or complaint to help us assist you as efficiently as possible. 92ph aims to respond to all support enquiries within 24 hours.